"Talent wins games, but teamwork and intelligence wins championships." – Michael Jordan
When you’re in the prime of your sporting career, every decision counts — not just on the field, but off it too. These are the years when you have the greatest opportunity to set yourself up, but also the most at stake if things aren’t managed well.​
X
LEGACY
POWERED BY WEALTH COLLAB
That’s why we created Legacy X — a specialised division dedicated entirely to helping elite athletes and their families make the most of their earning years, protect what they’ve built, and prepare for life beyond the game.
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Legacy X is about creating something that lasts. Your legacy isn’t just the highlights reel — it’s the security, freedom, and opportunities you leave for yourself and your family.
The “X” represents the unique, personalised strategy we design for every athlete we work with — because no two careers or lives are ever the same.
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With Legacy X, you get a team that understands the fast pace and pressures of a professional sporting career, backed by the experience, resources, and compliance strength of Wealth Collab. This isn’t just financial advice — it’s your tailored game plan for life, on and off the field.
HOW WE HELP
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Cashflow & Budgeting: Making the most of contract income, bonuses, and sponsorships
Investment & Property Strategies: Building wealth that lasts beyond your playing years
Superannuation & Retirement Planning: Setting yourself up for financial freedom
Risk & Insurance Advice: Protecting your income and family
Career Transition Support: Preparing for what comes next after sport
Professional athletes must also understand that they aren’t living off one year’s salary for just a year, like most people do. That one year of big pay often has to last for up to 5 or 10 years.
Establishing sustainable long-term spending practices and settling into a manageable lifestyle is of the utmost importance.
Success on the field doesn't automatically translate to success off the field.
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At last look, an estimated 60 percent of former NBA players go broke within five years of departing the league. And by no means are these financial problems confined to the NBA.
A reported 78 percent of former NFL players have gone bankrupt or under financial stress just two years after retirement.
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In Australia, current statistics show that an average length of an NRL player's career spans 43 games, over only three to four years. How that income is managed is key in determining how long it lasts beyond ones playing career.
As the salaries of professional athletes across all sports grow larger, so too, does the number of individuals seeking to prey on their successes and wealth. The reality is, athletes are targets the day they sign those contracts.
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For most athletes, there is no easy fix for a significant financial setback. Unlike virtually every other profession out there, an athlete’s career earnings are compressed into just a handful of years.
Time is not on the side of those who are undisciplined, unrealistic or too trusting. Careers are short, and savings must last for the rest of your life. Beating the odds requires a lot of work and discipline.
Professional athletes must also understand that they aren’t living off one year’s salary for just a year, like most people do. That one year of big pay often has to last for up to 5 or 10 years.
Establishing sustainable long-term spending practices and settling into a manageable lifestyle is of the utmost importance.
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WHY LEGACY X MATTERS​​​
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​Your playing career won't last forever — but the choices you make today will.
Legacy X was built for athletes who want to turn their peak earning years into a platform for freedom, security, and choice long after their last game.
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We know the challenges you face: short careers, irregular income, unexpected injuries, big decisions about property, investments, and the pressure to support your family.
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That’s why we’ve designed Legacy X to give you:​​​​
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Clarity: A clear game plan for your money, built around your contracts and your life goals.
Confidence: Knowing where your money is going and what it’s building for the future.
Control: The ability to make big decisions — property, investments, business — with expert guidance.
Consistency: Regular reviews and strategy sessions, so you stay on track no matter how your career changes.
